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Privacy Statement

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Budget101.com works with third parties that serve ads to this site, who may use information (not including your name, address, email address or telephone number) about your visit to this and all other Websites in order to provide advertisements about goods and services of interest to you.

Terms & Conditions

USERS OF THE BUDGET 101 WEB SITE PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY.

By using the pages on this site, you agree to these terms and conditions of Budget 101 its authors or its content providers (herein referred to only as Budget 101).

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RESTRICTIONS ON USE

Material from www.budget101.com may not be copied or distributed, or republished, uploaded, posted, or transmitted in any way, without the prior written consent of Budget 101, EXCEPT: you may print recipe pages for your personal, non-commercial home use only, provided you do not delete or change any copyright, trademark, or other proprietary notices. Modification or use of the materials for any other purpose violates Budget 101's intellectual property rights. The material in this site is provided for lawful purposes only. If you download content from this site, the content, including all files, images, and graphics are deemed to be licensed to you by Budget 101. Neither title nor intellectual property rights are transferred to you, but remain with Budget 101, who owns full and complete title. You may not resell, decompile, reverse engineer, disassemble, or otherwise convert the content to a human perceivable form.

RESTRICTION OF LIABILITY

Budget 101 will not be liable for any damages or injury caused by, including but not limited to, any failure of performance, error, omission, interruption, defect, delay in operation of transmission, computer virus, or line failure.

Budget 101 will not be liable for any damages or injury, including but not limited to, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if there is negligence of

Budget 101 or an authorized Budget 101 representative has been advised of the possibility of such damages, or both. The above limitation or exclusion may not apply to you to the extent that applicable law may not allow the limitation or exclusion of liability for incidental or consequential damages.

Budget 101 total liability to you for all losses, damages, and causes of action (including without limitation, negligence) will not be greater than the amount you paid to access this site.

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All remarks, suggestions, ideas, graphics, or other information communicated to Budget 101 through this site (together, the "Submission") will forever be the property of Budget 101.

Budget 101 will not be required to treat any Submission as confidential, and will not be liable for any ideas for its business (including without limitation, product, or advertising ideas) and will not incur any liability as a result of any similarities that may appear in future Budget 101 operations. Without limitation, Budget 101 will have exclusive ownership of all present and future existing rights to the Submission of every kind and nature everywhere.

Budget 101 will be entitled to use the Submission for any purpose whatsoever without compensation to you or any other person sending the Submission. Personally identifiable information that may be received at this site is provided voluntarily by a visitor to this site. This information is for internal purposes only and is not sold or otherwise transferred to third parties of Budget 101 or to other entities who are not involved in the operation of this site.

You acknowledge that you are responsible for whatever material you submit, and you, not Budget 101 have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.

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Except as described otherwise, all materials in the Budget 101 site are made available only to provide information about Budget 101, Budget 101 controls and operates this site from its headquarters in North Bridgton, Maine, United States of America and makes no representation that these materials are appropriate or available for use in other locations. If you use this site from other locations you are responsible for compliance with applicable local laws. Some software from this site may be subject to export controls imposed by the United States and may not be downloaded or otherwise exported or re-exported: (a.) into (or to a national or resident of ) any country to which the U.S. has placed an embargo, including without limitation, Cuba, Iran, Iraq, Libya, North Korea, Syria, or Yugoslavia; (b.) to everyone on the U.S. Treasury Department's Specially Designated Nationals list, or (c.) the U.S. Commerce Department's Table of Denial Orders. If you download or use the software, you represent and warrant that you are not located in, or under the control of, or a national or any such country or on any such list.

CAUTIONARY STATEMENT & DISCLAIMER

The hints and tips and home remedies given on Budget101.com are to give you information only and not all of them have been tested by me personally. You are free to use any of the advice or suggestions on this site entirely at your own risk. Please note that in no way will I, my contributors, promoters or any participants be held responsible for any problems that might occur, or any damage or loss sustained due to the use of information (or by me supplying inadequate or incomplete information) that may be contained on or within the Budget101.com website or newsletters.

Any health, fitness, household hints, stain removers or beauty advice is designed to help you make informed decisions and is in no way intended to be used as a substitute for professional advice or treatment. Be sure to consult with your physician before adhering to any of the information, advice or recommendations regarding your health, beauty or fitness that may be presented on or within this site or newsletters.

Please understand that you are solely responsible for the use of any information given on this site and use of any information will be at your own risk.

The material in this site could include technical inaccuracies or typographical errors. Budget 101 may make changes or improvements at any time.

THE MATERIALS IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED, TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW.

BUDGET 101 DISCLAIMS ALL WARRANTIES OR MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

BUDGET 101 DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIAL WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

BUDGET 101 DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF OR THE RESULT OF THE USE OF THE MATERIAL IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT BUDGET 101) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION. THE ABOVE EXCLUSION MAY NOT APPLY TO YOU, TO THE EXTENT THAT APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES.

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You may terminate this agreement at any time. You may terminate this agreement by destroying: (a.) all materials obtained from Budget 101 Web site, and (b.) all related documentation and all copies and installations (together, the "Materials"). Budget 101 may terminate this agreement immediately without notice if, in its sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy all materials.

MISCELLANEOUS

These Terms and Conditions will be governed and be interpreted pursuant to the laws of the State of Maine, United States of America, notwithstanding any principles of conflicts of law. If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. Possible evidence of use of this site for illegal purposes will be provided to law enforcement authorities. This is the entire agreement between the parties relating to the use of this site. Budget 101. can revise these Terms and Conditions at any time by updating this posting. This site may be linked to other sites which are not maintained by Budget 101. However, Budget 101 is not responsible for the content of those sites. The inclusion of any link to such sites does not imply endorsement by Budget 101. of the sites.


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